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Create account

Easily sign up and complete your account. No long requirements needed

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Apply for funds

Apply by for funds by using a referral code provided by us, or another user

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Receive funds

Receive money 12 hours after application through interac eTransfer or PayPal


We understand the stress of having cash flow issues and having no where to turn to. Our principal objective is to relieve you off stress by making the system easy to use with the following advantages

  • Loan approval is based on ability to pay back not credit score
  • Processing and approval is done in 5 hours
  • Good habits and loyalty are rewarded

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Our users

Place of birth and time of immigration should not be a limitation to financial aide. Same as past financial errors should not hunt us forever.We carter to

  • Recently landed immigrant without an established credit score
  • People that have resolved their past financial issues but still getting punished
  • Financially organized individuals that run into cash flow emergencies

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Conditions To Qualify

We use communal approach to let you use our platform. No long forms, interviews or investigations.We just need to know you or know someone that knows you.

  • Get referred by someone we trust (they will give you a referral code)
  • Get referral code from us
  • Belong to an association that is affiliated with us

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